Question:

Are furniture protection plans worth it?

8 April, 2022 Margarete Culton 6

Answers (6):

  • AUTHOR: CHRISTOPHER HOWE
    12 April, 2022

    It depends on the furniture and the plan.

    For high-quality furniture, a protection plan may not be worth it because it usually only covers accidental damage, such as water spills or pet scratches. And if you have to file a claim, you may have to pay a deductible and wait for the repair or replacement to be completed.

    But for lower-quality furniture, a protection plan may be worth it because it usually covers all types of damage, such as stains, tears, and even structural damage. And you typically don't have to pay a deductible when filing a claim.

    So overall, it depends on the individual piece of furniture and the specific protection plan.

  • AUTHOR: MARGARETT DAMRON
    11 April, 2022

    Depends on the furniture. If it's a high-end piece, then you may want to consider a protection plan in case of accidents or spills.
    But for most pieces of furniture, it's not really worth the cost. Especially if you're careful with your belongings and take care of them, a protection plan probably won't be worth it in the end.

  • AUTHOR: SCOTT STOVAL
    11 April, 2022

    There really isn't a definitive answer, as it depends on a number of factors, such as the cost of the plan, the value of the furniture, and how well the plan is executed. Generally speaking, if you have a high-value piece of furniture that you're concerned about getting damaged, a protection plan may be worth it. However, if you're someone who tends to be careless with your belongings, then a protection plan probably isn't going to do much good. Also, it's important to read the terms and conditions of any protection plan before signing up, in order to make sure that you understand what is and isn't covered.

  • AUTHOR: WILLIE COBY
    11 April, 2022

    It depends what type of furniture protection plan it is.

    For example, some protection plans only cover accidental damage, while others also cover stains, rips, and tears. The latter type of plan may be worth it if you have young children or pets who are likely to damage your furniture.

    However, even if you have a protection plan that covers all types of damage, it's important to read the terms and conditions carefully before purchasing. For example, some plans may require you to pay a deductible for each claim or may only cover certain types of furniture.

  • AUTHOR: JONATHAN MCNAUGHT
    10 April, 2022

    It depends on what the plan covers.

    A furniture protection plan can be a great value if it covers accidental damage, such as water spills, stains, and scratches. However, many plans do not cover these types of damages, so it's important to read the fine print before signing up.

    Another thing to consider is the cost of the plan in relation to the cost of replacing or repairing damaged furniture. Protection plans often cost between 5-10% of the purchase price of the furniture, so they may not be worth it if the furniture is relatively inexpensive. On the other hand, if you have invested a lot of money in high-quality furniture, a protection plan may be a wise investment.

  • AUTHOR: ZACHARY BURESH
    9 April, 2022

    It depends on the type of furniture protection plan.
    If you have a protection plan that covers accidental damage, then it is definitely worth it. Accidental damage can happen to any piece of furniture, no matter how careful you are.

    However, if you have a protection plan that only covers wear and tear, then it may not be worth it. Most pieces of furniture will last for many years if they are properly taken care of, and the cost of a protection plan may not be worth it in the long run.